(04-02-2010 09:16 AM)NIU Chicago Wrote:  

(03-30-2010 02:05 PM)huskiealum03 Wrote:  i think it allows you to keep your kids on your insurance by your choice. the insurance can't cut off your kids from your plan earlier than that. i would think that you have the choice to not carry your child, but don't quote me on that

Is a 24 year old a kid??? 25, 26???

These "kids" need to grow up.

Employers are getting screwed having to pick up their share of the premiums as well. This will have employers cutting insurance as well.

all i was saying was what i thought the rules would allow and what they wouldn't allow.

i wasn't debating or stating what the age of a "kid" should be. besides, as a parent i'll always look at my son as my "child" whether he's 2, 12, 22, or 32.

(04-02-2010 09:41 AM)huskiealum03 Wrote:  

(04-02-2010 09:16 AM)NIU Chicago Wrote:  

(03-30-2010 02:05 PM)huskiealum03 Wrote:  i think it allows you to keep your kids on your insurance by your choice. the insurance can't cut off your kids from your plan earlier than that. i would think that you have the choice to not carry your child, but don't quote me on that

Is a 24 year old a kid??? 25, 26???

These "kids" need to grow up.

Employers are getting screwed having to pick up their share of the premiums as well. This will have employers cutting insurance as well.

all i was saying was what i thought the rules would allow and what they wouldn't allow.

i wasn't debating or stating what the age of a "kid" should be. besides, as a parent i'll always look at my son as my "child" whether he's 2, 12, 22, or 32.

But by coddling them they will never grow up and mature. They have to learn independence. I am not saying not to help your kids but I never expected my parents to help me after I graduated from college. If my kids are in financial trouble, I will help them to the best of my ability but if my kid lives at home, does not budget his life properly(clothing, girl friend, car, cell phone, vacations etc.) then it is not my responsibility to make their life better by carrying them on my insurance. PRIORITIES.

(04-02-2010 10:22 AM)klake87 Wrote:  

(04-02-2010 09:41 AM)huskiealum03 Wrote:  

(04-02-2010 09:16 AM)NIU Chicago Wrote:  

(03-30-2010 02:05 PM)huskiealum03 Wrote:  i think it allows you to keep your kids on your insurance by your choice. the insurance can't cut off your kids from your plan earlier than that. i would think that you have the choice to not carry your child, but don't quote me on that

Is a 24 year old a kid??? 25, 26???

These "kids" need to grow up.

Employers are getting screwed having to pick up their share of the premiums as well. This will have employers cutting insurance as well.

all i was saying was what i thought the rules would allow and what they wouldn't allow.

i wasn't debating or stating what the age of a "kid" should be. besides, as a parent i'll always look at my son as my "child" whether he's 2, 12, 22, or 32.

But by coddling them they will never grow up and mature. They have to learn independence. I am not saying not to help your kids but I never expected my parents to help me after I graduated from college. If my kids are in financial trouble, I will help them to the best of my ability but if my kid lives at home, does not budget his life properly(clothing, girl friend, car, cell phone, vacations etc.) then it is not my responsibility to make their life better by carrying them on my insurance. PRIORITIES.

i totally understand this thought process.

(03-30-2010 04:33 PM)armour248 Wrote:  

(03-30-2010 04:24 PM)HuskiesComeOnYouHuskies Wrote:  You're a dumb ***

Couldn't of said it better myself

He's Liber/repug what did you expect

(03-30-2010 11:16 PM)HuskiesComeOnYouHuskies Wrote:  I graduated in December and was dropped from my parents insurance. Right now I am currently unemployed and spending my time substitute teaching while looking for a job. I've gotten multiple quotes on medical insurance that range from $375 to $555 per month. I can't afford that, and no parent in their right might would refuse to keep their child on their plan if they are unemployed or cannot afford outrageous premiums like that.

375 is less than I pay for my portion of my insurance with my employer, quit whining.

(04-04-2010 11:45 PM)calvin12 Wrote:  

(03-30-2010 11:16 PM)HuskiesComeOnYouHuskies Wrote:  I graduated in December and was dropped from my parents insurance. Right now I am currently unemployed and spending my time substitute teaching while looking for a job. I've gotten multiple quotes on medical insurance that range from $375 to $555 per month. I can't afford that, and no parent in their right might would refuse to keep their child on their plan if they are unemployed or cannot afford outrageous premiums like that.

375 is less than I pay for my portion of my insurance with my employer, quit whining.

$375-555 may be less than what you pay, but your key word was "employer". you have a job, he doesn't

Calvin, after your employers contribution, you still have to pay more than $375 a month? Is your employer contributing a negative amount? Is that for just you or an entire family?

Your employer is giving you the shaft if that's for just you, per month.

Mine recently went up quite a bit, and I now pay $50/month for an HMO (the highest package offered, we have cheaper ones). And people here were complaining about that. The PPO is even less, closer to $35/month. This place would be burned down if someone tried to charge us more than $375 a month for health insurance.

Do you work for a small business? Just curious what the situation is, that you are forced to pay such a ridiculous amount for health insurance, even after your work is paying for a portion.

(04-05-2010 09:16 AM)HuskieFan84 Wrote:  Calvin, after your employers contribution, you still have to pay more than $375 a month? Is your employer contributing a negative amount? Is that for just you or an entire family?

Your employer is giving you the shaft if that's for just you, per month.

Mine recently went up quite a bit, and I now pay $50/month for an HMO (the highest package offered, we have cheaper ones). And people here were complaining about that. The PPO is even less, closer to $35/month. This place would be burned down if someone tried to charge us more than $375 a month for health insurance.

Do you work for a small business? Just curious what the situation is, that you are forced to pay such a ridiculous amount for health insurance, even after your work is paying for a portion.

I work for government and my PPO for employee plus one is $227 a month. It costs my employer $1042 a month. A single in the ppo is $114/$519.

I find the $375 a month believable, depending on what the employer chooses to pick up.

small businesses get completely hosed on health insurance. at my last job, to have a family plan would have cost me $800/month. insanity.

In my responsibilities in the past, I was responsible for negotiating health care. I worked for a company that only had 100+ employees. We had two people with high medical costs. Each year, our experience rating was over 200%. I was happy when we only had a 20 to 25 percent increase after increasing out of pocket and deductibles. Allowing small companies to get into a pooling system would be a huge benefit. If you are getting quotes on that small of a group, you can get killed.